Built on privacy. Designed for India.

Lenders compete,
you choose,
both win.

Lenders see enough to compete for you — and nothing that lets them contact you. Until you choose.

DPDP Act compliant
Bank-grade encryption
Watermarked documents
— How it works

Three steps. Zero spam.

Your data stays yours until you decide who deserves it — lenders see enough to compete, never enough to contact you. Here’s how the matchmaking works.

Step 01

Tell us what you need

Share your loan need — amount, tenure, course, institute, city, and income — plus your admission and income proofs. Takes a few minutes, and it all stays anonymous to lenders till you choose otherwise.

Step 02

Lenders bid for you

Eligible lenders see your anonymised risk profile — enough to make a real, competing offer, but nothing that identifies or contacts you. They bid. You compare.

Step 03

Compare. Decide. We connect.

See offers side-by-side. Our tool suggests the best fit based on what borrowers like you have chosen before — but you decide. Only then do your details and watermarked documents reach the chosen lender. One handoff, zero leaks.

— Our promise

Your security first.
Our business second.

Most platforms sell your details to a dozen lenders the moment you sign up. We don’t. Eligible lenders see an anonymised risk profile — your loan need, course, institute, city-tier, and credit and income bands. That’s enough to price a real offer. It’s not enough to identify or call you. Your name, number, and documents reach only the one lender you pick.

01

Anonymous browsing

See offers from real lenders before you ever upload a document or verify Aadhaar. Your identity is yours until you decide otherwise.

02

One-time, one-lender handoff

Eligible lenders see only your anonymised profile when they bid. Once you pick a winner, your name, contact, and watermarked documents go to that one lender — and no one else. Not a panel. Not a list. Not "12 partners."

03

Watermarked documents

Every document shared carries a tamper-evident watermark with the recipient's name and timestamp. If it leaks, we know whose desk it came from.

We never steer your choice

We connect you to the best lender — but we never steer your choice of college or course, because that’s a you decision. And if you ever just want to talk it through, like an older or younger sibling would, our inbox is open — write to us at hello@indiloan.in.

— What we cover

Starting with what matters most.

Education loans at launch. Personal, Home, Business and more — coming soon.

Available now

Education Loans

For Indian students dreaming bigger — domestic and abroad. Compare offers from public sector banks, private banks and specialised NBFCs without sharing your marksheet with all of them.

Explore education loans
Coming soon

Personal Loans

Unsecured personal financing for life's bigger moments — weddings, medical, travel and more.

Coming soon

Home & Business

Home loans, loan against property, MSME and business credit. Built next.

Ready to let lenders
compete for your loan?

Tell us what you need, once. Compare real offers from real lenders — and share your documents only with the one you choose.

Demo
This is a DEMO site for testing & feedback only · Please use dummy data — do NOT enter your real PAN, Aadhaar, mobile or upload real documents · Nothing here is a real loan offer · Built by a tiny team, handle with care ·This is a DEMO site for testing & feedback only · Please use dummy data — do NOT enter your real PAN, Aadhaar, mobile or upload real documents · Nothing here is a real loan offer · Built by a tiny team, handle with care ·